Commercial Bank International PJSC (CBI: ADX) is a leading commercial banking institution based in the United Arab Emirates. Established on April 28, 1991, and listed on the Abu Dhabi Securities Exchange (ADX), CBI has built a strong reputation for providing comprehensive banking products and services to businesses and individuals across the UAE. Headquartered at Al Riqqa Street, Deira, P.O. Box: 4449, the bank operates through a network of approximately 17 branches, offering a wide range of financial solutions to cater to the diverse needs of its clientele. CBI is committed to delivering innovative, customer-centric banking services, positioning itself as a trusted partner for both corporate and retail clients.
CBI operates through five primary business segments: Wholesale Banking, Retail Banking, Treasury, Real Estate, and Other. Each segment is designed to provide specialized services tailored to the unique requirements of its target markets, ranging from large corporations to individual customers. The Wholesale Banking segment offers a comprehensive suite of products and services for corporate clients, including corporate deposits, business loans, trade finance, risk management solutions, and insurance services. These offerings are designed to meet the financial needs of large businesses, helping them manage liquidity, mitigate risks, and expand their operations. CBI’s wholesale banking services are known for their reliability, competitive pricing, and innovative solutions that help businesses thrive in a fast-paced economic environment.
The Retail Banking segment at CBI caters to individual customers, offering a wide variety of banking products such as savings and current accounts, credit cards, personal loans, mortgages, and consumer financing. The bank’s retail banking services are designed to make everyday banking easier, more efficient, and more accessible for its customers. Through its range of banking products, CBI helps individuals manage their personal finances, plan for their future, and access credit when needed. Additionally, the bank provides Internet banking services, allowing customers to conduct their banking transactions online securely and conveniently, enhancing the overall customer experience.
CBI’s Treasury segment is responsible for managing the bank’s liquidity and investments, focusing on maximizing the returns on the bank’s financial assets while maintaining a balanced risk profile. This segment plays a key role in the bank’s operations, ensuring that it has the necessary capital to meet its obligations and support its growth initiatives. The treasury division also manages the bank’s foreign exchange, money market operations, and interest rate management, allowing CBI to optimize its financial performance while adhering to regulatory requirements and risk management standards.
The Real Estate segment at CBI offers a range of services related to property investments and developments, playing a critical role in the bank’s diversified portfolio. The segment includes activities such as securities brokerage and real estate brokerage services, helping clients buy, sell, and manage their property investments. Through its subsidiaries, CBI provides clients with access to lucrative real estate opportunities, particularly in the UAE’s dynamic property market. CBI’s real estate division also includes Takamul Real Estate L.L.C., Al Khaleejiah Property Investments LLC, and Al Caribi Development Limited, which are involved in property investment and development across key UAE locations.
CBI’s Other segment includes a variety of additional services that complement its core banking offerings, enhancing the bank’s overall value proposition. These services include comprehensive securities brokerage and financial advisory services that help both individuals and businesses navigate the complexities of the financial markets. By offering a broad range of financial services, CBI ensures that its clients have access to the tools they need to achieve their financial goals, whether for personal wealth management or business expansion.
Through its subsidiaries, CBI has further expanded its capabilities in the financial services industry, enabling it to provide specialized services in real estate development, property investment, and securities brokerage. These subsidiaries, including Takamul Real Estate L.L.C., Al Khaleejiah Property Investments LLC, and Al Caribi Development Limited, contribute significantly to CBI’s diversification strategy, ensuring that the bank remains competitive and agile in the ever-changing financial landscape.
Commercial Bank International’s long history of delivering high-quality financial services, combined with its commitment to customer satisfaction, ensures that it remains a leading player in the UAE banking sector. By leveraging its strong capital base, diverse service offerings, and technological innovations, CBI is well-positioned to continue supporting the financial needs of its corporate and retail clients, while exploring new opportunities for growth and expansion both locally and internationally.
For corporate inquiries, investment opportunities, or partnership discussions, Commercial Bank International PJSC’s head office is located at:
Al Riqqa Street, Deira, P.O. Box: 4449, United Arab Emirates
